What is a VA loan?

VA loans offer excellent benefits to qualified military members. Because they are guaranteed by the U.S. Department of Veterans Affairs, lenders can offer more favorable terms. These include benefits such as no down payments, low interest rates, limited closing costs, no mortgage insurance, and no loan limits.

Considerations

Under this program, you may be responsible for a VA funding fee and closing costs, although the funding fee can be rolled into the loan amount. Only primary residences may be purchased.

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