Jumbo

What is a Jumbo loan?

Jumbo loans, also categorized as non-conforming loans, are available to borrowers that are looking to borrow an amount larger than the current maximum conforming loan limit set by the FHFA. Jumbo loans have their own maximum loan limits that vary by location.

Considerations

This product is an ideal option for high-income earners, although a strong credit score and favorable debt-to-income ratio is required. You will likely need a minimum 10% down payment to utilize this loan product.

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