top of page


What is an FHA loan?

FHA loans are a popular option, particularly for first-time buyers, guaranteed by the Federal Housing Administration. This guarantee lifts much of the risk of non-payment and foreclosure from private lenders, allowing them the flexibility to provide some strong advantages to consumers. An FHA loan does offer lower loan limits than conventional loans, and mortgage insurance is required regardless of loan-to-value ratios.


Some of the appealing advantages of going FHA include low interest rates, lower down payment, lower mortgage points, and higher debt-to-income ratios. Additionally, bankruptcy is not an automatic disqualification with this program.

blue blur_edited.jpg


bottom of page