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How will your student loans impact your ability to qualify? Student loans report to creditors, which affects your debt-to-income ratio (your total debts divided by your gross income). You want to keep your DTI as low as possible because this number determines the amount you are qualified to borrow. Fantastic news was just announced by HUD…they have adjusted the way that student loan debt is calculated by lenders in a way that tremendously helps borrowers with student debt.

Interested? You should begin by contacting a Streamline Home Loans originator to figure out your credit score and DTI. From there you can decide if you are ready to start the buying process now, or if you first need to pay down some debt (whether that’s from student loans or other debt). Buying a home after college is an exciting prospect. Congrats on taking the first step!
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Student Loans

    • Order will be available for download after checkout
    • Add your branch's NMLS number to ensure compliance
    • Please use the hashtag #streamlinehomeloans in your posts!
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