My career truly started when my wife and I purchased our first home. Purchasing a new build property, our plan was to take advantage of the builder incentives provided, but in order to receive them we had to work with their in-house lender. Unfortunately, we were taken aback from the lack of
professionalism and disregard for client care with their lender. We both found this not only frustrating, but it personally painted a poor picture for the rest of the industry, and I knew it could be
done better, with more concern for the client.

Fast forward to present day and you will find I pride myself on a fundamental foundation of excellent client care. I have a clear mission- to educate my clients and provide guidance that is always in their best interest. My communication is transparent, and I do all of the work up front so there are no surprises when we get to underwriter review. Your time is valuable, and should not be wasted. After all, the most important person in the transaction is you. You matter to me.

Host of "The Mortgage Mindset" on YouTube!
Follow me on Instagram! @trevorotsuka & @themortgagemindsetofficial

First Time Home Buyer Mortgage Educator
Real Estate Investor Financing Educator

I am highly experienced in the following origination programs:

-FHA
-VA
-Conventional
-Alternative Income Documentation
-Bank Statement Loans for Self Employed/Entrepreneur
-1099, W2, Asset Utilization
-DSCR (Debt Service Coverage Ratio) for Real Estate Investors
-1031 Exchanges
-Fix & Flip Financing
-Bridge
-Portfolio

Currently Licensed in:
AZ, CA, CO, FL, NV, TX

"To add value to others, one must first value others." --John Maxwell